UNIBANK BECOMES FIRST BANK OF ARMENIA TO PUT CASH MACHINE WITH CASH-IN FUNCTION INTO OPERATION
Arminfo
2007-04-12 13:30:00
The Armenian Unibank has become the first bank in the country that
put a cash machine (ATM) with cash-in function into operation. The
NCR producer-company’s cash machine opening ceremony will be held
tomorrow in the "Haghtanak" (Victory) Yerevan branch in Deghagorcneri
Street 2/2.
As Head of the Bank’s Service of plastic cards Mesrop Hakopyan told
ArmInfo, the cash-in function is limited yet by acceptance of US
dollars, Euro and Russian rubles by CB’s current exchange rate. After
check-up of the banknotes authenticity, the cash machine informs
a client of the face-value, the quantity and total amount of the
received banknotes, after which a client resolves whether to deposit
them or take back. Besides deposition of the amounts in the client’s
account, the cash machine also enables to exchange the currency for
Armenian drams, pay the communal cell communication operator services.
According to the specialist, after the cash machine joins the
e-card system (in a couple of months), the client will be also
enabled to pay off his debts and percents for credits taken in the
bank. Today, the Unibank has the greatest number of own cash machines
– 31 units. M. Hakopyan said that from the technical viewpoint all of
them allow installing additional units and the cash-in technology. The
Bank intends to increase the number of own ATM to 60 units till the
end, 2007. As of today, the Bank has emitted 17.500 plastic cards,
2.500 of which are related to the ArCa national payment system,
and 15,000 to the Visa International system.
As Pavel Kartashov, a person in charge of the markets of Russia and CIS
countries of NCR Corporation, told ArmInfo earlier during presentation
of ATM with cash-in function in Yerevan, in September, 2006, the
rates of development of Armenia’s banking system indicate the dynamic
growth not only of the corporative segment but also the so-called
banking retail, providing the population with maximum wide spectrum
of services. He said that the Corporation has developed a number
of innovation products that will facilitate the financial-monetary
relations between a client and self-service.
The NCR representative emphasized that only the issue of adjustment
of the banknotes identification module to the Armenian dram
banknotes by the cash-in technology is still to be solved. As yet,
the ATM identifies the Russian rubles, US dollars and Euro with 100%
accuracy. He expressed hope that this problem will be settled jointly
with the Armenian partner in the face of the MTD Company and Central
Bank.