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Share Of Norvik’s Clients Paying Against Loans Online May Go Up To 2

SHARE OF NORVIK’S CLIENTS PAYING AGAINST LOANS ONLINE MAY GO UP TO 20% IN ARMENIA

ARKA
May 7, 2009

YEREVAN, May 7. /ARKA/. The share of clients of Norvik credit
organization who pay against loans online by cards may increase up
to 20%. In February, the company gave its clients having ArCa cards
an opportunity to pay from their cards to ArCa card of Norvik online,
Norvik PR and Marketing Department reported.

For this, they need to visit a special self-service system on
my.norvik.am, input personal data (purpose of payment, agreement
number, passport number) and select a preferable payment type. Clients
will also need to register themselves in ArCa system, create a virtual
card and make a payment to ArCa card of Norvik universal credit
organization online through ArCa site. On April 1 2009, Norvik signed
a contract with EDram Armenian online payment system.

According to the report, number of the company’s clients repaying
loans through Tandem ("cash in") terminals grew by 7.5 times in
January 2009 against the first half of 2008; the number of clients
who repay credit through TelCell terminals grew by 4 times.

These results show that the share of clients paying online will
of up to 20% of the overall number of clients in the next months,
Norvik reported.

According to Norvik specialists, the majority of Armenian credit
organizations are to transfer to online credit repayment system in
the near future b earing in mind intense IT growth in Armenia.

Executive Director of Norvik universal credit organization Tigran
Bostanjyan said that the innovations are introduced first of all to
provide more comfortable and simplified service conditions to clients.

Norvik universal credit organization cjsc was founded in February
2006 and is Armenian daughter company of Latvian-Icelandic Norvik
Bank. According to the information of ARKA Agency, the company’s
assets had totaled 21.4bln Drams by the end of March 2009; liabilities
were 18.04bln Drams and total capital was 3.4bln Drams. Loans and
other borrowings to clients were 19.1bln Drams in the period; net
profit after tax amounted to about 401mln Drams in January-March
2009. ($1=372.79Drams).

Hambardsumian Paul:
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